Terms of Use – All Insurance Shop
Effective Date: October 10, 2024
Last Updated: December 19, 2025
Company: All Insurance Shop
Welcome to the All Insurance Shop of Use page. These Terms of Use (“Terms”) govern your access to and use of our website, tools, and services. By visiting or using our site, you agree to comply with these Terms of Use and acknowledge your responsibilities as a user of All Insurance Shop. Please read these Terms of Use carefully, as they outline your rights, responsibilities, and the rules that apply when interacting with our website or requesting insurance services.
1. Services Provided
All Insurance Shop is an independent insurance agency. Our Terms of Use apply to all visitors who use our website to access insurance information, request quotes, or enroll in insurance plans. We provide:
Insurance quotes from multiple licensed carriers.
Guidance and enrollment support for Medicare, ACA, Auto, Final Expense, Life, and MVA insurance products.
Educational resources to help customers make informed decisions.
We do not underwrite insurance directly; all policies are issued by licensed carriers. The Terms of Use clarify that All Insurannce Shop serves as a facilitator and advisor, helping you choose coverage that fits your needs.
2. Eligibility
By using our site or services, you confirm that you:
Are at least 18 years old.
Are a resident of the United States.
Provide accurate, complete, and truthful information.
Your use of our site under these Terms of Use ensures compliance with applicable federal and state regulations.
3. Quotes & Enrollments
Insurance quotes provided on our website are estimates and may change. Final rates, eligibility, and terms are determined by the insurance carrier. By submitting your information, you consent to being contacted by our licensed agents via phone, email, or SMS, as permitted under the TCPA.
These Terms of Use make clear that submitting a quote request does not guarantee coverage, and final policy approval depends solely on the issuing insurance company.
4. Use of Website
Under these Terms of Use, you agree to use our website only for lawful purposes. Prohibited actions include:
Attempting unauthorized access to our systems.
Misusing the website to transmit harmful or fraudulent content.
Copying, distributing, or exploiting website content without written permission.
These rules ensure that all users have a safe and secure experience.
5. Limitation of Liability
Prime Insurance Hub is not liable for:
Decisions made based on information provided on our site.
Errors or omissions in insurance quotes provided by third-party carriers.
Any damages resulting from use or inability to use the website.
All insurance policies remain subject to the terms and conditions of the issuing carrier, as stated in our Terms of Use.
6. No Guarantee of Coverage
Submitting a request for a quote does not guarantee insurance coverage. Approval and final terms are determined solely by the insurance carrier. Our Terms of Use clarify that Prime Insurance Hub facilitates access to insurance but does not guarantee approval.
7. Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Prime Insurance Hub and protected by copyright law. Unauthorized use is prohibited under these Terms of Use.
8. Third-Party Links
Our website may contain links to third-party websites. All Insurance Shop is not responsible for the content, security, or practices of these external websites. The Terms of Use specify that use of linked websites is at your own risk.
9. Indemnification
You agree to indemnify and hold harmless All Insurance Shop, its employees, and agents from any claims, damages, or expenses arising from your use of our services or website. This section ensures both parties understand their rights and responsibilities under these Terms of Use.
10. Governing Law
These Terms of Use are governed by the laws of the State of Texas and applicable federal laws. Any disputes will be resolved in Texas courts.
11. Contact Us
For questions or concerns about this Privacy Policy, contact us at:
All Insurance Shop
Phone: 7274053157
Email: Info@allinsuranceshop.com
Website: https://allinsuranceshop.com